cement prices

Corporate Lessons

Dated: 30 Apr 2011
Posted by admin
Categoiry: Corporate Lessons
0 Comments

Lesson # 1 Focus on Solutions not on Problems

One of the most memorable case studies on Japanese management was the case of the empty soap box, which happened in one of Japan’s biggest cosmetics companies. The company received a complaint that a consumer had bought a soap box that was empty. Immediately the authorities isolated the problem to the assembly line, which transported all the packaged boxes of soap to the delivery department. For some reason, one soap box went through the assembly line empty. Management asked its engineers to solve the problem. Here are the two solutions from two different approaches:

Solution-A The engineers worked hard to devise an X-ray machine with high-resolution monitors manned by two people to watch all the soap boxes that passed through the line to make sure they were not empty. No doubt, they worked hard and they worked fast but they spent whoopee amount to do so

Solution-B But when a rank-and-file employee in a small company was posed with the same problem, he did not get into complications of X-rays, etc but instead came out with another solution. He bought a strong industrial electric fan and pointed it at the assembly line. He switched the fan on, and as each soap box passed the fan, it simply blew the empty boxes out of the line.

Moral of the Story

“Keep the solution short & simple” i.e. always look for simple solutions. Devise the simplest possible solution that solves the problem. So, learn to focus on solutions not on problems.

Lesson # 2 Potato Garden and FBI

An old man lived alone. He wanted to spade his potato garden, but it was very hard work. His only son, who would have helped him, was in prison. The old man wrote a letter to his son and mentioned his predicament.

Dear Son,

I am feeling pretty bad, because it looks like I won’t be able to plant my potato garden this year. I hate to miss doing the garden because your mother always loved planting time. I’m just getting too old to be digging up a garden plot. If you were here, all my troubles would be over. I know you would dig the plot for me, if you weren’t in prison.

Love, Dad

Shortly, the old man received this telegram “For Heaven’s Sake, Dad, don’t dig up the garden! That’s where I buried the guns!”

At 4 A.M. the next morning, a dozen FBI agents and local police officers showed up and started digging up the entire garden without finding any guns. Confused, the old man wrote another note to his son telling him what happened and asking him what to do next. His son’s reply was “Go ahead and plant your potatoes, Dad, It’s the best I could do for you from here.”

Moral Of the Story

Nothing is Impossible. No matter where you are in the world, if you have decided to do something deep from your heart, you can do it. It’s the thought that matters, not where you are or where the prison is.

Lesson # 3 The Monkey Visa

In a poor zoo of Pakistan, a lion was frustrated as he was offered not more than 1 kg meat a day. The lion thought its prayers were answered when one US Zoo Manager visited the zoo and requested the zoo management to shift the lion to the US Zoo.

The lion was so happy and started thinking of a centrally air-conditioned environment, a goat or two every day and a US Green Card as well.

On its first day after arrival, the lion was offered a big bag, sealed very nicely for breakfast. The lion opened it quickly but was shocked to see that it contained a few bananas. Then the lion thought that may be they cared too much for him as they were worried about his stomach as he had recently shifted from Pakistan.

The next day the same thing happened. On the third day again the same food bag of bananas was delivered.

The lion was so furious, it stopped the delivery boy and blasted him, Don’t you know I am the lion…king of the Jungle…, what’s wrong with your management? What nonsense is this? Why are you delivering bananas to me?’

The delivery boy politely said, ‘Sir, I know you are the king of the jungle but… the delivery of food is according to your documents. What do you mean? The lion roared fiercely. Did you know that you have been brought here on a monkey’s visa!!!

Moral of the story:

Better to be a Lion in Pakistan rather than a Monkey elsewhere!

Lesson # 4 The Actual Problem

A man feared his wife wasn’t hearing as well as she used to and he thought she might need a hearing aid. Not quite sure how to approach her, he called the family Doctor to discuss the problem. The Doctor told him there is a simple informal test you could perform to give me a better idea about her hearing loss. “Here’s what you do,” said the Doctor, “stand about 40 feet away from her, and in a normal conversational speaking tone see if she hears you. If not, go to 30 feet, then 20 feet, and so on until you get a response. “

That evening, the wife was in the kitchen cooking dinner, and he was in the den. He says to himself, “I’m about 40 feet away, let’s see what happens.” then in a normal tone he asks, ‘Honey, what’s for dinner?” No response. So he moves to closer to the kitchen, about 30 feet from his wife and repeats, “Honey, what’s for dinner?” Still no response. Next he moves into the dining room where he is about 20 feet from his wife and asks, Honey, what’s for dinner?” Again he gets no response so; he walks up to the kitchen door, about 10 feet away. “Honey, what’s for dinner?” Again there is no response. So he walks right up behind her. “Honey, what’s for dinner?”

“James, for the fifth time I’ve said, CHICKEN!”

Moral of the story:

The problem may not be with the other one as we always think It could be very much within us..!

Lesson # 5 800 Dollars valid for

A man is getting into the shower just as his wife is finishing up her shower when the doorbell rings. After a few seconds of arguing over which one should go and answer the doorbell, the wife gives up, quickly wraps herself up in a towel and runs downstairs. When she opens the door, there stands Bob, the next door neighbour. Before she says a word, Bob says,” I’ll give you 800 dollars to drop that towel that you have on.

“After thinking for a moment, the woman drops her towel and stands naked in front of Bob. After a few seconds, Bob hands her 800 dollars and leaves. Confused, but excited about her good fortune, the woman wraps back up in the towel and goes back upstairs.

When she gets back to the bathroom, her husband asks from the shower, “Who was that?” “It was Bob the next door neighbour,” she replies. “Great,” the husband says, “did he say anything about the 800 dollars he owes me?”

Moral of the story:

If you share critical information pertaining to credit and risk in time with your stakeholders, you may be in a position to prevent avoidable exposure.

Lesson # 6 You will find Glory valid for

A priest was driving along and saw a nun on the side of the road. He stopped and offered her a lift, which she accepted. She got in and crossed her legs, forcing her gown to open and reveal a lovely leg. The priest had a look and nearly had an accident. After controlling the car, he stealthily slid his hand up her leg. The nun looked at him and immediately said, “Father, remember psalm 129?” The priest was flustered and apologized profusely. He forced himself to remove his hand. However, he was unable to remove his eyes from her leg. Further on while changing gear, he let his hand slide up her leg again. The nun once again said, “Father, remember psalm 129?” Once again the priest apologized.” Sorry sister but the flesh is weak.

“Arriving at the convent, the nun got out gave him a meaningful glance and went on her way. On his arrival at the church, the priest rushed to retrieve a bible and looked up psalm 129. It Said, “Go forth and seek, further up, you will find glory.”

Moral of the story:

Always be well informed in your job, or you might miss a great opportunity!

Lesson # 7 Three wishes

A sales rep, an administration clerk and the manager are walking to lunch when they find an antique oil lamp. They rub it and a Genie comes out in a puff of smoke. The Genie says, “I usually only grant three wishes, so I’ll give each of you just one.” “Me first! Me first!” says the admin clerk. “I want to be in the Bahamas, driving a speedboat, without a care in the world.”

Poof! She’s gone. In astonishment, “Me next! Me next!” says the sales rep. “I want to be in Hawaii, relaxing on the beach with my personal masseuse, an endless supply of pina coladas and the love of my life.” Poof! He’s gone. “OK, you’re up,” the Genie says to the manager. The manager says, “I want those two back in the office after lunch.”

Moral of the story:

Always let your boss have the first say.

Lesson # 8 Corporate Ladder and Reduced Balls

Usually the staff of the company plays football.

The middle level managers are more interested in Tennis.

The top management usually has a preference for Golf.

Findings:

As you go up the corporate ladder, the balls reduce in size .

Lesson # 9 Engineers vs Managers

A team of young budding Managers were given an assignment to measure the height of a flagpole. So the Managers discussed and put up a project plan with roles and responsibilities. The manager who was responsible for organizing the resources went out and got a ladder and a tape. The tape measure was just the ordinary tape of 6 feet.

The lead manager assigned another manager to go on top of the pole and start the measure. They were falling off the ladders, dropping the tape measures – the whole thing was just a mess.

An Engineer came along and saw what they’ were trying to do. He walked over pulled the flagpole out of the ground, laid it flat, measured it from end to end, gave the measurement to one of the managers and walked away.

After the Engineer went away, one manager turns head to another and laughs. “Isn’t that just like an engineer? We’re looking for height and he gives the length”

Moral of the story:

No matter how good engineer you are, Managers always finds fault in you.

Lesson # 10 Copy and Paste

A well-known motivational speaker gathering the entire crowd’s attention, said, “The best years of my life were spent in the arms of a woman who wasn’t my wife !”

The crowd was shocked! After a pause, the speaker followed up by saying, “That woman was my mother!” The crowd burst into laughter and he gave his speech, which was well received.

About a week later, one of the top managers who had the training decided to use that joke at his house. He tried to rehearse the joke in his head. It was a bit foggy to him. He said loudly, “The greatest years of my life were spent in the arms of a woman who was not my wife!” Naturally, his wife was shell shocked by hearing this.

After standing there for almost 10 seconds trying to recall the second half of the joke, the manager finally blurted out “… and I can’t remember who she was !”

As expected, he got thrashing of his life time by his wife.

Moral of the story:

Don’t copy if you can’t paste.

Lesson # 11 Men always have better friends

Friends of Women:
A wife was not at home for a whole night. So she tells her husband the very next morning, that she stayed at her (girl) friend’s apartment overnight. So the husband calls 10 of her best (girl) friends and none of them confirmed that she was with them.

Friends of Men:
A husband was not at home for a whole night. So he tells his wife the very next morning, that he stayed at his friend’s apartment over night. So the wife calls 10 of his best friends and 5 of them confirmed that he stayed at their apartments that night and another 5 claimed that he is still with them!!

Moral of the story:

Men always have better friends. They will stand by you, no matter what the situation is!



Lesson # 12 Prayers have been answered

“Father,” a lady says to her priest, “I have a problem. I’ve got two female parrots, and they only know how to say one thing.” “What do they say?” inquires the priest.

“They say, ‘Hi, we’re prostitutes. Do you want to have some fun?”

“That’s obscene!” the priest exclaims. “You know,” he says after a moment of thought, “I may have a solution to your problem. I have two male talking parrots that I have taught to pray and read the bible. Bring your parrots over to the rectory and we’ll put them in the cage with Francis and Job. My parrots can teach your parrots to praise and worship, and your parrots are sure to stop saying…that phrase…in no time.”

“Thank you,” the woman responds. “I can’t tell you how happy this makes me.”

The next day, she carries her female birds to the priest’s house. As he ushers her in, she sees his two male parrots inside their cage, holding rosary beads and praying. Impressed, she places her parrots in with them.

After a few minutes, the female parrots cry out in unison: “Hi, we’re prostitutes. Do you want to have some fun?” There is stunned silence. Finally, one male parrot turns to the other. “Put the beads away, Francis,” he says, “our prayers have been answered!”

Moral of the story:

Bad company inspired one’s morality.

Lesson # 13 How to fill your empty glass

A city boy, Aslam, moved to the village and bought a donkey from an old farmer for Rs. 1000. The farmer agreed to deliver the donkey the next day.

The next day the farmer drove up and said…

Farmer: “Sorry Aslam, but I have some bad news, the donkey died while I was bringing him here.”

Aslam: “Well then, just give me my money back.” The farmer said: “Can’t do that. I went and spent it already.”

Aslam: “OK then, just unload the donkey.”

Farmer: “What you are going to do with him?”

Aslam: “I’m going to raffle him off.” (Note: Raffle is like lottery – draw lot to a group of people each paying the same amount for a ticket and there is a big prize for the people who win.)

Farmer: “You can’t raffle off a dead donkey!”

Aslam: “Sure I can. Watch me. I just won’t tell anybody he’s dead.”

A month later the farmer met up with Aslam and asked, “What happened with that dead donkey?”

Aslam: “I raffled him off. I sold 500 tickets at Rs. 10 each and made a profit of Rs 4990 with the donkey worth Rs. 1000 as the prize.

Farmer: “Didn’t anyone complain?”

Aslam: “Just the guy who won. So I gave him back his Rs. 10.”

Moral of the story:

No situation is so bad that it cannot be turned around. You need to just think hard. So look at your glass always as half full (positive attitude) rather than half empty. Do not lose hope.

Lesson # 14 Tomato Story

A Jobless man applied for the position of ‘office boy’ at Microsoft. The HR manager interviewed him then watched him cleaning the floor as a test.’You are employed’ he said. Give me your e-mail address and I’ll send you the application to fill in, as well as date when you may start. The man replied ‘But I don’t have a computer, neither an email’. ‘I’m sorry’, said the HR manager. If you don’t have an email, that means you do not exist. And who doesn’t exist, cannot have the job.’ The man left with no hope at all. He didn’t know what to do, with only $10 in his pocket. He then decided to go to the supermarket and buy a 10Kg tomato crate. He then sold the tomatoes in a door to door round. In less than two hours, he succeeded to double his capital. He repeated the operation three times, and returned home with $60. The man realized that he can survive by this way, and started to go every day earlier, and return late. Thus, his money doubled or tripled every day. Shortly, he bought a cart, then a truck, and then he had his own fleet of delivery vehicles.

5 years later, the man is one of the biggest food retailers in the US. He started to plan his family’s future, and decided to have a life insurance. He called an insurance broker, and chose a protection plan. When the conversation was concluded the broker asked him his email. The man replied, ‘I don’t have an email.’ The broker answered curiously, ‘You don’t have an email, and yet have succeeded to build an empire. Can you imagine what you could have been if you had an e mail?!!’ The man thought for a while and replied, ‘Yes, I’d be an office boy at Microsoft!’

Moral of the story:

Moral 1 – Internet is not the solution to your life.
Moral 2 – If you don’t have Internet, and work hard, you can be a millionaire.

Anatomy of a bad investment

Dated: 30 Apr 2011
Posted by admin
Categoiry: Stock Market, Uncategorized
0 Comments

BAD investments or wrong investments are a part and parcel of any portfolio. Broadly speaking, there are two reasons why they happen.

One, of course, is market conditions. Say you invest in a share after due research, but the company fails and you lose money. Or you have a fixed deposit (FD) in a co-operative bank, which runs into problems and your money is stuck. Or you invest in a five-year FD and, immediately afterwards, the rates are revised upwards.

These situations are beyond your control. These are market risks which are part of any investment. You win some, you lose some!

The second reason has to do with your own decisions – your knowledge, your psychology, your research, etc. These factors are under your control. If you exercise this control diligently, you can keep away from bad or wrong investments.

The idea is not to get defensive but to understand the reason(s) and make sure you don’t repeat the mistakes. Here are the top five:

1. It’s greed, of course
Call it the get-rich-quick mentality, double-my-money-soon or maximum-returns-in-minimum-time. In one word, it is greed.

How many times have you invested in a scrip just because someone tips you that the investment would double soon? Or you wrote a cheque because someone offered high interest rates?

When someone talks about giving returns which are higher than the average market returns, he will not give it out of his pocket. He will take unduly high risks with your money or he simply has no intention of returning your money.

More often than not, you lose money in such so-called high-return schemes. The simple rule is to invest where the returns are more or less in line with market realities.

2. The fear of losing
I don’t like losing money. You don’t either. No one does. But does that mean you should sweep money under the carpet and not invest it?

Every investment has a certain risk associated with it. Okay, so you consider equity as risky, and public provident fund (PPF) as safe. You can’t be more wrong in this belief.

A few years ago, I invested in PPF assuming I would earn 12% pa returns for 15-years. But the government started reducing the rates. Now, it earns just 8%. If this isn’t interest-rate risk, what is?
Similarly, those who simply invested in the Sensex over the last 15 years never lost money. In fact, they made a decent 15% pa returns.

The idea is not to run away from risk. Understand it, appreciate it and manage it. This will help you make the right investment choices.

Invest in monkeys…and earn peanuts!

Dated: 25 Apr 2011
Posted by admin
Categoiry: Stock Market
0 Comments

LET me tell you a story. In a tiny village, a man decided to engage the villagers by offering them some work.

He announced that he would buy monkeys from them for Rs 10 per monkey. So, the villagers began catching them by the dozen, and as promised the man paid them.

But pretty soon the villagers became laid-back and the pace of work slowed down. So, the man offered to pay Rs 20 for every monkey they caught.

The villagers started catching monkeys with a vengeance, again. But pretty soon the supply diminished, and people returned to their farms. The going price was raised to Rs 25 and then, Rs 50.

Then one fine day the man had to visit the city and asked his assistant to take over.

The assistant came up with a new game place. He asked the villagers to buy the same monkeys that were sold by them for Rs 35 and sell them to the man for Rs 50. The villagers queued up with all their savings to buy the monkeys.

After some days, neither the man nor the assistant could be found. There were monkeys all around!

Visa Type

Dated: 30 Mar 2011
Posted by admin
Categoiry: Uncategorized
0 Comments

IMMIGRANT VISAS (PERMANENT RESIDENCE OR “GREEN CARD”)

Immigrant visas grant permanent resident status (or a “Green Card”), which allows foreign nationals to permanently reside and work in the United States, as well as to travel in and out of the U.S. Generally, when an foreign national obtains a green card, his or her accompanying spouse (wife or husband) and unmarried children under age 21 also obtain green cards. Depending on the way in which permanent residence was obtained, after three to five years, a person with permanent resident status may apply for citizenship.

EMPLOYMENT-BASED VISAS

“Extraordinary” or “Exceptional” Ability Foreign nationals of exceptional or extraordinary ability in their particular field of work, outstanding professors or researchers, and members of professions holding an advanced degree may be eligible for an expedited green card process. This allows scientists, artists, physicians, university professors, researchers, musicians, etc., to obtain a green card with or without a sponsor. (See also, “O” Visa)

Alien (Employment) Labor Certification Based on unavailability of U.S. workers in the workforce, a U.S.employer may enable an alien to obtain a green card through an offer of employment. Upon approval by the Department of Labor, an immigrant petition may be filed demonstrating that the sponsor/petitioner has the ability to pay a certain prevailing wage.
Once these steps are completed, an applicant may proceed with the filing of a green card application as soon as his or her priority date becomes current.

Investor’s Visa
Qualified investors and their families may be eligible to enter the United States on this type of visa if they invest $500,000 to $1,000,000 in an existing or new business in the United States. On the basis of the business, investors may at a later time proceed with an application for permanent residence. (See also, “E” Visas)

Religious Worker
Religious ministers, priests and ordained religious persons may qualify for the green card through sponsorship by a congregation (e.g., Mosque, Church, Synagogue, etc.). (See also, “R” Visa)

Family-Based Sponsorship
United States citizens may sponsor spouses, parents, adult children and siblings (brothers or sisters) for permanent residence. Green Card holders can sponsor only spouses or unmarried children.

Diversity Visa Program
Through an annual “lottery” process, the United States randomly distributes 55,000 green cards to nationals of designated countries. Participants must have either 12 years (or more) of education or 2 years experience as a skilled worker. Winners’ spouses and children under 21 years of age also receive green cards.

NON-IMMIGRANT (TEMPORARY) VISAS

H-1B Visas
Under current laws, this work visa is valid for a maximum of six years and is generally very flexible. It allows changes of employer as well as simultaneous work for two (or more) employers, provided that each employer petitions for a separate H-1B visa. To qualify for an H-1B visa, a foreign national must have a U.S. bachelor’s degree or its equivalent, or substantial professional work experience. This visa category also requires an employer sponsor. Processing time varies from region to region, but is usually relatively quick (approximately four to six weeks). Recognized occupational groups for this visa category might include, for example: computer industry; mathematics & physical science; architectural engineering & surveying; medicine & health; life science; law & jurisprudence; commercial arts; education, museum, library & archival sciences; entertainment & recreation; administrative specialization’s; managers & officials; fashion models; etc.

TN Visas
This visa is very similar to the H-1B visa and is available only to Canadian and Mexican nationals. It is valid for one year and renewable indefinitely.

L-1 – Intra-Company Transferee Visas
Managers, executives or individuals with “highly-specialized knowledge” who are working for a company abroad may be transferred to that company’s U.S. branch or affiliate for a period of up to seven years. Non-immigrant status can be converted to a green card.

E-1/E-2 – Treaty Trader/Treaty Investor Visas
Traders and investors, their families, and qualified employees may be eligible for entry under the E category. Requirements include: national of a country that has a particular commercial treaty with the United States; “substantial” investment in a company in the U.S., or regular trading with the U.S.; principal investor or “key employee” status in this company. Visas in this category can be extended indefinitely, as long as the trading or investment activity in the U.S. continues.

J-1 – Exchange Visitor Visa

In general, this category is open to foreign students, au pairs, scholars, doctors, medical students, business and industrial trainees and others participating in U.S. government-approved programs for gaining
experience, studying or performing research. Changing status to other non-immigrant categories may be permissible, depending upon visa restrictions.

F-1 – Student Visa

Foreign nationals who have been accepted by U.S. colleges or universities and who satisfy certain other requirements may be eligible for this type of visa, which is valid for the duration of an applicant’s
course of study.

O & P Visa
The O visa is for foreign nationals who can exhibit “extraordinary ability” in the arts, sciences, education, business or athletics and those accompanying or assisting them. The P visa may be a viable alternative
for entertainers and athletes who do not meet eligibility criteria of the O visa.

B-1 – Business Visitors
In general, this type of visa is for individuals who can demonstrate a business-related reason for visiting the United States. Length of stay is for up to 1 year.

B-2 – Tourist Visas

This visa enables foreign  nationals to travel and vacation temporarily in the U.S. Such trips cannot involve employment, and the length of stay may be up to one year. Note that nationals of countries participating in the Visa Waiver Pilot Program may enter the U.S. without a visa and stay for a period of up to 90 days. However, if one enters under the Visa Waiver program, a change of status to other non-immigrant or immigrant categories is not permitted.

OTHER NON-IMMIGRANT VISAS

K-1 – Fiancee Visas

This visa is available to those planning to marry a U.S. citizen, but are currently outside of the United States. Persons granted the K-1 visa  have 90 days from the date of entry to marry; no extensions are allowed. After the marriage, a K-1 visa holder must convert the K-1 to a Green Card.

H-2B Non-Agricultural Visas
Used for nonagricultural workers coming to the U.S. to perform employment of a temporary nature. To qualify for this visa, a foreign national must be sponsored by a U. S. employer and possess requisite skills or background for the position offered. Petitioners for the H-2B must show documentation that no qualified Americans are available to fill the position. This group includes skilled workers.

H-3 Training Visas
Available to foreign nationals (generally, those who do not hold a university degree) who wish to participate in a training program not available in their country of nationality. The overall length of stay is up to 2 years. Requires a U.S. sponsor.

I – Information Media Visas
This visa for representatives of information media is generally issued for one year and renewable indefinitely.

R – Religious Worker Visas
Professionals working in a religious capacity in a “bona fide” religious organization may qualify for this visa type. To qualify, one must demonstrate that s/he has worked in a religious capacity for at least for the two years immediately prior to application.

Principles of Chankya

Dated: 8 Dec 2010
Posted by admin
Categoiry: Quotes
0 Comments
  • A person should not be too honest. Straight trees are cut first and honest people are screwed first.
  • Even if a snake is not poisonous, it should pretend to be venomous.
  • The biggest guru-mantra is: Never share your secrets with anybody. It will destroy you.
  • There is some self-interest behind every friendship. There is no Friendship without self-interests. This is a bitter truth.
  • Before you start some work, always ask yourself three questions; Why am I doing it, What the results might be and Will I be successful. Only when you think deeply and find satisfactory answers to these questions, go ahead.
  • As soon as the fear approaches near, attack and destroy it.
  • Once you start a working on something, don’t be afraid of failure and don’t abandon it. People who work sincerely are the happiest.
  • The fragrance of flowers spreads only in the direction of the wind. But the goodness of a person spreads in all direction.
  • Whore s don’t live in company of poor men, citizens never support a weak company and birds don’t build nests on a tree that doesn’t bear fruits.
  • God is not present in idols. Your feelings are your god. The soul is your temple.
  • A man is great by deeds, not by birth.
  • Never make friends with people who are above or below you in status. Such friendships will never give you any happiness.
  • Treat your kid like a darling for the first five years. For the next five years, scold them. By the time they turn sixteen, treat them like a friend. Your grown up children are your best friends.
  • Education is the best friend. An educated person is respected everywhere. Education beats the beauty and the youth.